Value at Risk (VaR)

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How To Find A Business for Sale

Are you looking for a business for sale? If so, then you have probably heard all sorts of outrageous claims on-line. Claims such as: “make money without lifting a finger,” “no investment required,” and “make money while you sleep.” While it is true that some businesses can practically run by themselves, this is only achieved after a lot of time and effort has been put into developing a solid base for the company. Do not be fooled by the snake oil salesman that claim that you can have a successful business without putting any time, effort, and money into it. The good news is, though there are many scams and get rich quick schemes out there, there are also many legitimate businesses for sale. The great thing about having so many companies and individuals that have a business for sale, is that you have many choices and options. On the other side of the coin there is a seemingly insurmountable amount of research to get through in order to make the right decision. I can’t tell you exactly which company is right for you because of the simple fact that everyone is different, and what works for me might not work for you. I can however, give you some good insights into what to look for when looking at a business for sale.One more great thing about having so many different businesses for sale out there is that you no longer have to write a business plan, rent a building, find something to sell, and hope that you can gain a client base before you run out of money. While a brick and mortar business is still an incredibly viable option, it is also not the only option for someone who wants to work for themselves. I am referring, of course, to the realm of multi level marketing, and network marketing. These business plans have not only opened up business ownership to ordinary people, but they have made it possible for a person, with no real business knowledge or experience, to take the reigns of their own business and make their own future.So, the number one thing I run into when talking to perspective clients about a business for sale is that many people have been burned by various other “opportunities” and thus they have a bitter taste in their mouths about jumping into something new. So how can you tell between a scam and the real deal? I have set some common sense steps to analysing a new prospective company.1. Make sure that you have what it takes to run your own business, everyone has fantasies of telling their boss to take a hike, but the reality is that running your own business requires a large amount of time management skill, as well as a will to succeed and a work ethic to back it up.2. Money, every business costs money to get started, even if you are promoting affiliate links, unless you are a marketing prodigy you will more than likely be buying some sort of training material to figure out what you are doing. In my personal opinion, a good target number to look for when looking at a business for sale, is 500 dollars or less to get started.3. Product, if a company sells a product nobody wants to buy then how will you sell it? I know this sounds simple and shouldn’t even be mentioned because it is so basic, but it amazes me how many companies ask you to sell something that would be nearly impossible to move. The best kind of company to get involved with is one that either has a corner on a market, or is more advanced than the competition. Again, I know this sounds like it should be the first thing you think of, but it is easy to get caught up in the sales hype of a well crafted landing page.4. Compensation plan, how does the company reimburse its affiliates or representatives? there are many types of compensation plans, as well as many other people who are more qualified to talk about them, so I won’t go in-depth on this.5. Team, what kind of teamwork is present in the company? A good business for sale will stress to its reps just how important teamwork is, to put it simply, a network marketing company will either live or die by how well it fosters a support system within its team. This means that there should be an efficient way for them to train you, preferably a website that has training calls and videos for you to go through rather than sitting on the phone for hours listening to training.6. Public Opinion, how well is the company doing at maintaining its public relations? What is the first thing people do when they hear about something new that they are curious about? Most people these days Google it, that is why, if you’re trying to sell something to someone and they Google it to find reviews, if all they see is negative then it will be very hard to sell regardless of whether or not the product is incredible. With information so easy to come by on the internet these days a company has to spend a lot of time and effort in order to maintain their image or else they might as well pack up their stuff and close their doors. There are two ways I check this, one is to Google it, the second, is to check the company out at bbb.com. The Better Business Bureau is a great place to find information on a business for sale.7. How does the company operate? Many Network marketing companies today focus mainly on internet sales, they utilize social networking heavily for their sales, while others focus more on person to person sales. It is very important that you decide which one you are more comfortable with and make sure that is what the company you are looking at utilizes. If you are computer illiterate and don’t get along with technology at all then person to person might be best for you. I would strongly recommend that anyone that wants to get into network marketing goes with a company that is fully web integrated, believe it or not, there are a lot of companies that still prohibit or make it very difficult to market on-line. This is very important, if you get into a company and get trained in it only to realize that they only allow you to market in certain ways, it can be very hard to be successful.These are just some pointers to help separate the bad from the good, but at the end of the day it all boils down to you. Are you the kind of person who can take charge, schedule, plan, execute that plan, call leads, and most importantly, close a sale? This is the most important part of the whole process, because at the end of the day, your success relies about 75 percent on you and 25 percent on the company you represent.

When All Is Not Well With Work

When all is not well with work, what do you do? Do you quickly get frustrated and feel discontent? Do you look at each situation as a tiresome challenge or as an opportunity to learn something new? Have you ever considered looking at work problems from a spiritual point of view?When you look at work from a spiritual perspective, you will see that there are lessons for you to learn. Let’s look at a couple of situations that you or someone you know may have encountered. We will look at each scenario from a typical perspective and from a spiritual perspective.Difficulty with Boss or Co-WorkerNormally, we think that a difficult boss is just that, difficult. By all means, you are probably not the first person who didn’t get along with them. Therefore, it can’t be you who needs to change and instead the boss needs to change.From a spiritual way of thinking, you should ask yourself, “What is this person trying to teach me?” (And we’re not talking about job tasks.) Think for a moment, what is it about this person that really aggravates you? Make a list of all of their annoying attributes. How does this person make you feel? What bothers you the most? Compare the boss’s or co-worker’s list of attributes to your own behaviors. What characteristics do you have in common?Looking at the situation from this perspective, you suddenly realize that the characteristics that annoy you are the same characteristics that you embody. Recognize and appreciate your boss or co-worker for they are showing you what you need to change. If your characteristics are not similar, look for the lesson that they are teaching you.Not Getting a Well-deserved Pay Raise or PromotionFirst of all, let’s assume that your employer is not having any financial difficulties and is giving raises to other employees. Normally, we would think that our boss or employer is a louse and a cheapskate. We would wonder why we are the only person that did not get a raise.Looking at this situation from a spiritual perspective, we need to reflect upon why this is happening to you and not to anyone else. Reflect upon how you value yourself and your work. Do you sub-consciously think that you are not worthy of a pay raise? You will discover that the perception of not being worthy begins with yourself and your mindset. It is your self image that gets projected outwards. Others “see” the image that you have for yourself and act accordingly.Instead of being angry with your employer, work towards increasing your self-worth. Once, you raise your self worth then the rest of the world will recognize your shift and act accordingly by paying you what you are worth.You Hate Your Job and You Just Can’t Take It Another DayWhen you hate your job, it is easy to blame your employer for the many reasons why you despise your job. Perhaps, you are upset because your boss denied your vacation request or maybe you are bothered by the fact that you are far more qualified and talented than the person who is your supervisor.From a spiritual perspective, have you looked at why you are staying at a job that you hate so much? You might say something like, “I have excellent health benefits and can’t risk changing companies.” or “I have already spent fifteen years with this company and I would lose my retirement if I left.” Keep in mind that all of these “reasons” are just excuses. That’s right just excuses.Instead of getting upset with your employer, you need to look at why you are feeling so challenged about leaving. What is really keeping you there? Most of the time, we stay in a job that we hate because of fear. Fear of the unknown. Fear that I can’t get the same or better health insurance. Fear that I would fail in a new job. Fear of being too old. Fear of anything and everything. It is the fear that truly keeps you stuck in a place that you really don’t want to be.If you take the time to explore your fears, you will realize that you are being called to take a new direction in your career. Once you let go of the fear and accept change, you will see that you should have left your job a long time ago.Whatever challenge you are given at work, look beyond the situation at the surface level. What is really happening? What is the situation trying to teach you? When you incorporate this new way of thinking into your life, you will find that your difficulties are in reality blessings in disguise.